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Wayan is a master carver who specializes in wood sculptures. He would like to invest in the procurement of noble, sustainable woods to increase production.

Wayan has been selling through NOVICA in 2000. This is his story:

Wayan's father began teaching him to sculpt when he was a boy. "Balinese woodcarving touches me very deeply. I have learned a variety of arts in Bali, such as gamelan dance, but carving a piece of wood gives me an incomparable sensation," he says. "Exploring the abstract world refreshes my mind in creating new carvings. After I finished school, I studied further because I needed more experience, and the tools and materials I needed were beyond my financial reach."

"I have to search everywhere to make sure I am getting good quality woods, otherwise they cannot be carved properly and this affects my sculptures. I work with a team of carvers, and we all agree that it is essential to have a considerable stock of wood. This interest-free microcredit will make it possible. I want to send you my gratitude for your support, as it will increase my production capacity with a view towards selling more."

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Indonesia

  • $5,200
    Average annual income
  • 33
    View loans »
    Indonesia Loans Fundraising
  • $5,214,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Wayan to purchase noble, sustainable wood.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Jul 13, 2012
Jun 13, 2012
Currency Exchange Loss:
Nov 15, 2012