Update on Rosa MariaRosa, 33, is single and lives with her parents in their house located in a rural area of Tambogrande district in Piura Department. This area is a known for farming, cattle ranching, and handicrafts. The community only has electricity service.
For several years, Rosa has been selling catalog cosmetics to her neighbors both from her home and door-to-door. Usually, her customers place orders, although she also keeps a small inventory of select products in her home so that she can better meet her customers' needs without waiting until the end of the month when her orders arrive.
She also raises small animals in her house, which she sells once they are fully grown. She uses the income from these activities to pay her personal expenses and help her parents with the family's finances.
Rosa has requested a loan of 2000 nueves soles from Edpyme Alternativa to increase her basic inventory and to buy nutritious feed for her animals. She previously has had Kiva loans that have gone well; she is grateful to the people who supported her then. She also wishes to thank in advance the people who will support this loan request.
Se dedica a la venta de productos de belleza por catálogo, ella ofrece los productos en su domicilio y también los ofrece de casa en casa a sus vecinos desde hace varios años. Usualmente trabaja por pedidos, aunque también cuenta con un pequeño stock de productos fijo en su domicilio que le sirve para satisfacer de mejor modo la demanda de sus clientes, sin tener que esperar a fin de mes, que es cuando llegan sus pedidos.
Adicionalmente se dedica a la crianza y venta de animales menores, los cuales cría en su domicilio y los ofrece en venta una vez que se hayan desarrollado completamente. Los ingresos que percibe de estas actividades los utiliza para solventar sus gastos personales y ayudar a sus padres con el sostenimiento de su economía familiar.
Rosa ha solicitado a Edpyme Alternativa un crédito de 2000 nuevos soles para incrementar su stock fijo de productos y para comprar alimento balanceado para sus animales. Anteriormente ha tenido un crédito financiado a través de Kiva y le ha ido muy bien, por lo que se encuentra agradecida con las personas que le ayudaron en aquella oportunidad. Ella también agradece de antemano a las personas que le apoyarán en esta ocasión.
Previous Loan DetailsRosa is 32 years old, single, and lives in her parents' home. The only service the house receives is electricity. It is located in the rural area of Tambogrande district, in Piura department. This area is noted for its farming, livestock raising and handicrafts. Rosa sells beauty products t... More from Rosa Maria's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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