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Laguna Azul Group
In this Group: Norma Exaltación , Valeriana , Zoila Filomena, Ruth Noemi , Ana Paula, Isabel *, Teodora Irma , Maria Roxana
* not pictured
The “DIVINAS” community association will begin its second cycle with Pro Mujer, as part of the central office in Villa Tejada. It’s made up of eight members and is directed by a board of directors, where Norma is the President. The other members of the association run various other businesses. We have meat sales, buying tools to install gas, vegetable sales, various product sales, raising and selling vegetables, coca and vegetable sales.

Norma says that she has been with Pro Mujer for eight months, having joined after being invited by her daughter. She currently has an American clothing business. She developed this business years ago through her own initiative.

She will use the money from this loan to increase her working capital (buy American clothing) and she will buy from the city of Oruro and then resell from her point of sale. This type of work will allow her to generate income to support her family. She is divorced and has three children.

When asked what she likes about Pro Mujer, she says that she likes that the provide loans and allow her to meet other people.

Isabel is missing in the picture. She had gone to the doctor.
View original language description ↓
La A.C. “LAGUNA AZUL” iniciará el ciclo segundo en Pro Mujer, como parte del Centro Focal de Villa Tejada, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Norma es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de carne, compra de herramientas para instalación de gas, venta de verduras, venta de productos varios, cultivo y venta de verduras, venta de coca y verduras.

La señora Norma, indica que hace ocho meses que integra Pro Mujer, ingresando por invitación de su hija. En la actualidad ella tiene un negocio de venta de ropa americana, este negocio lo desarrolla hace años instalando el mismo por iniciativa propia.

El crédito que ahora sacará es para el aumento de capital (compra de ropa americana), que comprará de las de la Cuidad de Oruro y posteriormente lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es divorciada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta que le otorguen el préstamo y que conozca más personas.

En la fotografía no se encuentra la señora Isabel, pues se encontraba en consulta médica

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 81
    View loans »
    Bolivia Loans Fundraising
  • $29,414,475
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Laguna Azul Group's $4,500 loan helped a member to buy clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 9, 2012
Listed
Jun 8, 2012
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2012