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Update on Jovanis

Jovanis is a 48-year-old widow living in Fort Portal, Uganda. The responsibility of taking care of the family rests on her and her dream is to educate her children. Jovanis operates a used-clothing business and has progressed from her starting capital of 800,000 UGX to her current budget of 3,000,000 UGX. Her business challenges includes customer non-payment and inadequate capital to purchase stock.

Jovanis used her previous loan to buy clothing to sell during the Christmas season. She is requesting a loan to buy women's and children's clothing to sell. Her business dream is set up a boutique in her town.

Previous Loan Details

Jovanis is a 47-year-old widow living in Fort Portal, Uganda. She operates a used-clothes business. She has progressed from her starting capital of eight hundred thousand to its current value of two million. She faces the challenges of customers not paying on time and inadequate capital to purcha... More from Jovanis's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 236
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 2,472.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Jovanis to buy clothing to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 21, 2012
Jun 10, 2012
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Jovanis. It was first posted on Kiva on Nov, 2011. Learn More