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Sare Yoba Group
In this Group: Fatoumata, Mariama, Fatou, Hawa, Nene Galle, Aissatou, Diabou, Kadidiatou, Hawa, Halimatou, Djiba Woury*, Aissatou, Racky, Maimouna Dioulde, Jacqueline, Fatoumata , Awa, Adama, Mariama, Mariama Cire Sory, Aissatou
* not pictured
This group was formed on May 16, 2011 at the inauguration of the local Banc Villageois. Its members are women who all live in the same neighborhood and who work hard at their income-generating activities. For the most part, they work in small trade and processing.

Mrs. Awa (sitting on the right in the second row) sells palm oil and broom heads made from palm tree stems. One 20-liter jug of palm oil at 13,000 CFAF and one 100 kg bale of palm tree stems at 21,000 CFAF, and the transportation cost of 5,000 CFAF, will bring in sales reaching 26,000 and 60,000 CFAF respectively.

She will use her profits to help her husband in managing the household and to provide for her children and grandchildren.
Créé le 16 Mai 2011 au jour de l’inauguration du banc villageois. Composé de femmes très actives dans les activités génératrices de revenu, elles vivent toutes dans la même localité. Elles pratiquent dans leur majorité le petit commerce et la transformation.

Madame Awa, (assise à droite dans la deuxième rangée), est vendeuse d’huile de palm et de bottes de balaies de tige d’huile de palme. C’est ainsi pour un bidon de 20 litres d’huile de palme acheté à 13 000 FCFA et une Botte de 100 kilogramme à 21 000 FCFA et des frais de transport environ de 5 000 FCFA, elle engendre un chiffre d’affaire respectivement de 26 000 et 60 000 FCFA.

Les bénéfices servent d’une part à aider son mari dans la gestion de la maison et d’autre part ses enfants et petits enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 46
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 523.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sare Yoba Group's $4,050 loan helped a member to buy palm oil and bales of palm tree stems for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 6, 2012
Jun 8, 2012
Currency Exchange Loss:
Jan 15, 2013