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Halima lives in Msambweni, Kenya, with her husband and their five children, whose ages are between 11 and 19. She has a retail shop business where she sells food, groceries, beverages and basic supplies that housewives buy in small quantities every day. She has had her business for 5 years and it is run by herself and her husband. One notes the store’s visible improvements due to this couple’s fine management.

Their philosophy of service makes them very well known in the area they serve and their customer base is growing every day. However, their daily working capital is insufficient for the projected growth they have as their principal goal. This is the reason they approached Yehu Microfinance Trust so that they can buy a variety of merchandise that has the greatest turnover. Such a supply of goods would be significant for their daily growth.

Halima’s dream is to establish a branch of her business, since her experience indicates that her family can progress only in an orderly way. This is her plan so that her children will have the greatest sense of well being possible, thereby increasing their likelihood of a successful future. Her greatest challenge is the daily transportation of her products, since it is not easy to find an available vehicle to borrow; consequently in the future she plans to have her own.

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

About Kenya

  • $1,800
    Average annual income
  • 945
    View loans »
    Kenya Loans Fundraising
  • $42,867,100
    Funds lent in using Kiva
  • 84.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Halima to buy a variety of merchandise for her retail shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2012
Jun 9, 2012
Currency Exchange Loss:
Jun 17, 2013