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Abahujimbaraga No 3 Group
In this Group: Venuste, Aloys, Faustin , Merene*, Emmanuel, Clavel, Epiphanie, Donathira, Saverine*, Zabera
* not pictured
Aloys is part of the group Abahujimbaraga no 3. The group's name means "group strengths". Aloys is 32 years old and married. He has three children, from 1 to 9 years old, of whom one is in school. He has a 6th grade education.

Aloys is a rice farmer. This loan cycle is his third one with the microfinance institution ACB. He is going to use his loan to buy some fertilizer and to pay for labor on his rice farm.

To increase his rice farming, he plans to use select fertilizers and to request more loans. In the next few years, he would like to buy more fields to extend his farming. With the profits, he plans on covering his children's schooling and medical costs.
View original language description ↓
Aloys fait partie du groupe Abahujimbaraga no 3. Le nom du groupe signifie «les puissances dans le groupe». Il a 32 ans, il est marie avec 3 enfants de 1 an à 9 ans, dont 1 scolarise. Son niveau d’éducation est de 6 ans de primaire.

Aloys est agriculteur de riz. C’est son troisième cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des fertilisant et payer la main d’œuvre pour son agriculture de riz.

Pour faire croitre son agriculture de riz, il planifie d’utiliser des fertilisants sélectionner et sollicite d’autres crédits. Dans les prochaines années, il voudrait acheter d’autres champs pour agrandir l’étendue de son agriculture. Avec les profits, il prévoit de payer les frais scolaire et médicaux pour ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD
A portion of Abahujimbaraga No 3 Group's $3,025 loan helped a member to buy fertilizers and to pay workers for rice farming.
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 15, 2012
Jun 8, 2012
Currency Exchange Loss:
Jul 8, 2012