Charles is a forty-four-year-old married man with four children living in Kasese, Uganda. He has been a health worker for twelve years. He works in a government hospital and he used his salary savings to start a clinic in his village since his community had no nearby health unit. His challenge is the inadequate capital to have a standard clinic and his dream is to have a fully fledged medical center. Charles intends to use the loan to buy lab equipment for his clinic.