Oscar Adalberto is 48 years old and lives together with his life partner, Ana, and their three children. They live in their own home. Oscar Adalberto owns a pupuseria where he sells corn and rice pupusas, cheese pupusas and 'pupusas revueltas' (pupusas stuffed with beans, meat and cheese). His business is located on a very busy main street which is a very strategic location for making sales. In addition to this business, he also has other sources of income which help him with his household expenses. He has a business selling food and another selling footwear. He is very well known in his area because he always has what people need. He also sells good-quality products at affordable prices and provides an excellent service. Oscar is a man who is committed to his work and has a great desire to do well in life. He is always waiting for new opportunities which will allow him to reach his goal of achieving success. Demand for his products has doubled over recent years. He does not want to let people down and so he has decided to increase his production and invest in supplies. He is requesting a loan from INTEGRAL that will allow him to buy corn, beans, vegetables, meats, drinks, leather, adhesive, etc. Oscar Adalberto has good credit references and is very responsible. He is certain that he will be able to repay his loan and, at the same time, provide his family with a better life.
Oscar Adalberto de cuarenta y ocho años de edad vive junto a su compañera de vida Ana y sus tres hijos en casa propia. Él posee una pupusería, vende pupusas de maíz y arroz, de queso, revueltas, de frijol con queso entre otros, el negocio está ubicado en una calle principal muy transitada, un lugar muy estratégico para las ventas, adicional a esto tienen otra fuente de ingresos que le ayuda con los gastos del hogar es una venta de comida y otra de calzado, es muy conocido en la zona pues siempre tiene lo que las personas necesitan con producto de calidad y a precio accesible además el servicio es excelente; Oscar es un hombre dedicado a su labor y con muchas ganas de salir adelante, siempre está a la expectativa de nuevas oportunidades que le permitan concretar su objetivo de llegar al éxito, desde hace algún tiempo la demanda en su negocio ha aumentado al doble y no quiere decepcionarlos por eso ha decidido aumentar la producción e invertir en insumos es así como le solicita a INTEGRAL un crédito que le permita comprar maíz, frijoles, verduras, carnes, bebidas, cuero, pegamento, etc. Oscar Adalberto tiene buenas referencias de pago y es muy responsable asegura que podrá saldar la deuda y a la vez darle a su familia una vida mejor.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.