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Cristo Del Consuelo  (Cuenca) Group
In this Group: Gloria Elida, Blanca Norma, María Alegría, Erther Amelia*, Olga Tarcila, Marcos Eduardo, Zoila Aurora, María Blanca, María Enriqueta
* not pictured
Communal Bank Cristo del Consuelo is made up of 8 female members and one male member. All of them work in different activities that allow them to improve their families' livelihoods. They are all very kind, gentle and charismatic people who are always smiling in spite of adversity. They preserve the culture and traditions of their hometowns. They live in different points in Cuenca, a city with a cold weather due to its geographical location. It is also privileged with a stunning natural beauty and since December 1999 has been part of the World's Cultural Heritage. This is a charming city whose culinary arts bedazzle both local and strangers.

María Blanca is one member of this bank. She lives in Tutupali in the outskirts of Cuenca. She is 41, married and with 7 children aged 18, 16, 14, 13, 11, 5 and 3. Her first two children attend school remotely, work and support her financially. Her two next children attend a private school in the city and her 11 year-old son attends a public school in town. Her husband is a construction worker and they live in a house of their own.

María Blanca has been working for 19 years as an entrepreneur in the non-formal sector. She sells vegetables and groceries. She works for Monday to Saturday from 7am to 5 pm and raises guinea pigs and chicken in her house. In spite of being a very busy woman, she always takes care of her household needs.

She has been a member of the Communal Bank for one year and a half and will invest her new loan in the purchase of chicken, groceries and legumes in order to continue her business.

Her goal is to stock her business with fruits and to expand her vegetable offerings.

The small picture shows a member that was not in the meeting when the group picture was taken.
View original language description ↓
El banco comunal Cristo del Consuelo está formado por 8 socias y 1 socio quienes laboran en diferentes actividades las mismas que les permiten mejoran la estabilidad económica de sus hogares, se caracterizan por tener ser personas muy amables, gentiles, carismáticas y siempre mantienen una sonrisa a pesar de las adversidades, aun mantienen la cultura y tradiciones de sus pueblos. Viven en diferentes lugares de la ciudad de Cuenca, esta ciudad por su situación geográfica es de clima frió, siendo privilegiada por su belleza natural sin igual, es desde Diciembre de 1999 Patrimonio Cultural de la Humanidad, esta es una ciudad encantadora y su gastronomía cautiva el paladar de propio y de sus visitantes.

Una de las socias de este grupo es la Señora. María blanca, vive por el sector de Tutupali en las afueras de la ciudad de Cuenca, tiene 41 años, es casada y en su unión conyugal ha concebido 7 hijos de 18, 16, 14, 13, 11, 5, 3 años de edad, sus dos primeros hijos estudian a distancia, trabajan ayudan y le ayudan económicamente, sus dos hijos siguientes están estudiando en un colegio de la ciudad y su hijo de 11 años está estudiando en una escuelita de la ciudad. Su esposo labora en el área de la construcción como albañil, la casa en la que vive es de su propiedad.

Doña María Blanca labora hace 19 años como comerciante informal, ella vende hortalizas y verduras, trabaja de lunes a sábados desde las 7 de la mañana hasta las 5 de la tarde, en su casa se dedica a la cría de cuyes y pollos. A pesar de sus ocupaciones eso si nunca descuida el cuidado de su hogar.

Es socia del banco comunal hace un año y medio y su nuevo crédito lo va a invertir comprando pollos, hortalizas y legumbres para continuar con su negocio.

Su meta es surtir su negocio con frutas y ampliar con más verduras.

La foto pequeña es de una socia que no pudo estar presente cuando se tomó la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Cristo Del Consuelo (Cuenca) Group's $3,350 loan helped a member to purchase chicken, groceries and legumes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 28, 2012
Listed
Jun 8, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012