Update on Nestor JulioNéstor is 59 years old. He is single and lives together with his mother in a small village in the agricultural district of Tambogrande, in Piura province, in the region of the same name, more than three and a half hours from the city of Chiclayo. This area is known for its fruit production (mangos and lemons) and for the fact that most of its residents enjoy a fairly precarious quality of life.
Néstor farms in order to earn a living. He has a small plot of land where he grows lemons. He harvest these and sells them to processing plants in his area. He also has sheep which he raises and then sells in the market in his district. He uses the income that he makes from this business to get ahead in life and provide his mother with a better quality of life.
Néstor would like to maintain his crops and enjoy a good production. He has requested a loan for 2,000 soles from Edpyme Alternativa in order to invest in buying fertilizers for his crops and feed for his sheep.
Néstor's previous Kiva loan had positive results. For this reason, he is grateful to the people who are cooperating in providing his loan. He thanks his lenders in advance.
Se dedica a la agricultura para ganarse la vida, cuenta con una pequeña parcela de cultivo donde suele sembrar limón, el cosecha estos productos y los ofrece en venta a las plantas procesadoras que se encuentran ubicadas en la zona en donde vive. Adicionalmente cuenta con ganado ovino, el cual cría para su posterior venta en el mercado de su distrito. Con los ingresos que le brinda esta actividad el se encarga de salir adelante y brindarle a su madre una mejor calidad de vida.
Néstor desea brindar mantenimiento a sus cultivos para asegurarse una buena producción de los mismos, por ello ha creído conveniente solicitar a Edpyme Alternativa un crédito de 2000 nuevos soles que piensa invertir en la compra de de fertilizantes para su cultivo y alimento para sus ovejas.
Anteriormente ha tenido un préstamo financiado por Kiva y le fue muy bien, el se encuentra bastante agradecido con las personas que colaboraron con el en ese entonces y agradece de antemano a las personas que colaborarán con el ahora.
Previous Loan DetailsNestor is 57 years old, he is single and he lives together with his mom in a community in the agricultural district of Tambogrande. It is a region in the Piura province located more than three hours and a half away from the city of Chiclayo. He is an agriculturist and he has a small parcel of... More from Nestor Julio's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- May 8, 2012
- Jun 8, 2012
- Currency Exchange Loss:
- Apr 27, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.