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Jose Antonio
José Antonio is 52 years old, and lives with his wife and kids. With the support from this loan, he plans to purchase a dairy cow. He has two dairy cows presently, and he wants to strengthen his milk and cheese sales business, and he also wants to start selling custard. He plans to sell all his products in the local market and in surrounding areas to generate more income and hopefully improve his family's financial stability and quality of life.

This is José Antonio's first loan with FUDECOSUR, and he has not had any previous loans with state-run banks. He chose FUDECOSUR for their lower interest rates and better services for borrowers.
View original language description ↓
José Antonio, tiene la edad de 52 años, está casado, vive con su esposa y siete hijos actualmente. El con el crédito pretende comprar una vaca para leche. El cuenta ya con dos vacas para la leche en su poder y lo que quiere es fortalecer el negocio de venta de leche y de queso y además vende natilla el tiene pensado vender todos estos productos en el mercado local y en lugares aledaños y así poder generar más ganancias y obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $11,100
    Average annual income
  • 27
    View loans »
    Costa Rica Loans Fundraising
  • $4,165,075
    Funds lent in using Kiva
  • 503.5
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $600 helped Jose Antonio to purchase a dairy cow.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 8, 2012
Jun 8, 2012
Currency Exchange Loss: