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Maria
María belongs to the “Mis Sueños” communal bank, whose members live in the city of Talca.

She works as a seamstress, and makes sportswear, curtains and clothing in general. In addition, over the last 15 years, she has had other occupations such as selling charcoal, weaving, embroidering, and making hand-crafted cushions. She says that she works alone, opens from Monday to Friday, and manages her hours of work according to her availabilty.

She buys her merchandise in the city of Santiago at various distributors that are low cost, and therefore advantageous from a financial standpoint.

With the loan she will buy charcoal, and also fabric, thread, zippers and buttons for making clothing.

One of María's goals is to set up a workshop in her home, and to give other people the opportunity to work, and this way the chance for a better quality of life.

Maria lives with her mother and father and looks after them, One of her dreams is to set up a workshop in her home so that she can look after her parents and serve her customers more easily.

She is very happy and grateful for the opportunity that Fondo Esperanza has offered her, as it has allowed her to invest in her business.

As well, she feels very much at ease in the company of the other entrepreneurs in the communal bank group. They share various activities and interests, which has also served as an enjoyable distraction for her.

Talca is part of the Maule region, located in the central area of the country. It constitutes the administrative, economic and cultural center of the region, being the most important city in the Chilean central valley.

Talca is the subject of a curious phrase in Chile: "Talca, París y Londres" ("Talca, Paris, and London"). Among the possible explanations for this are some that say it derives from a comment made by an Englishman: "Talca parece Londres" (which, in Spanish, sounds like "Talca, París y Londres", meaning "Talca resembles London"). Indeed, in the winter, an abundant fog often blankets the city, as happens in the capital of the United Kingdom.
View original language description ↓
María forma parte del Banco Comunal “Mis Sueños” perteneciente a la ciudad de Talca.
Ella se dedica al rubro de la confección haciendo buzos, cortinas y ropa en general, además se dedica a otros oficios como la venta de carbón, realiza tejidos, borda y hace cojines artesanales, desde hace 15 años. Comenta que trabaja sola y atiende de lunes a viernes y su horario de trabajo lo distribuye de acuerdo a su disponibilidad.
Su mercadería la compra en la ciudad de Santiago en diferentes distribuidoras a bajo costo, por lo tanto conveniente económicamente.
Con el crecidito comprará carbón, además telas, hilo, cierres, botones para la confección de ropa.
Una de las metas de Maria es instalar un taller en su casa, y darles la oportunidad de trabajo a otras personas y así optar a una mejor calidad de vida.
Maria vive junto a su madre y padre, esta al cuidado de ellos y uno de sus sueños es instalar un taller en su casa para cuidar a sus padres y poder atender a su clientela en forma más tranquila.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo Esperanza, ya que le ha permitido invertir en su negocio.
Además se siente muy cómoda con la compañía de las demás emprendedoras del grupo del Banco Comunal, ya que comparten diferentes actividades, intereses, lo cual también le ha servido como un momento de distracción.
Talca pertenece a la región del Maule, ubicada en la zona centro del país. Constituye el centro administrativo, económico y cultural de la región, siendo la ciudad más importante del Valle Central chileno. Sobre Talca existe una curiosa referencia en Chile, la frase "Talca, París, y Londres". Entre los mitos al respecto, algunos dicen que es una derivación de la originalmente dicha por un inglés "Talca parece Londres", por la abundante neblina que cubre frecuentemente la ciudad en la temporada invernal, a semejanza de la capital del Reino Unido.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $19,100
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 509.8
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Maria to buy charcoal, and also fabric, thread, zippers and buttons for making clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 25, 2012
Listed
Jun 8, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012