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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The representative of the business group Tuongozane is a brave entrepreneur who is also the group’s secretary. He is married with eight dependent children, six of whom go to school. He and his wife help each other in running their small business. He has been selling foodstuffs for 13 years, and displays his merchandise at the central market of Virunga. He started his business with his own funds, a small commission earned on the sale of land to a neighbor.

He will use this new loan to buy ten bunches of bananas, keeping half of the credit for his savings. He plans to bolster his working capital, pay for his children’s tuition and build a proper house.

He wishes to thank the Hekima MFI for helping the poor who cannot turn to traditional banks.
Le représentant du groupe d’affaire Tuongozane est un entrepreneur courageux et secrétaire du groupe, marié, responsable de 8 enfants dont 6 vont à l’école. Il s’entraide avec son épouse dans leur petit business. Il est vendeur des denrées alimentaires. Il expose sa marchandise au marché central de Virunga. Il ya 13 ans qu’elle exerce cette activité. Il démarra son business avec de fonds propre issu d’une petite commission de vente parcelle de son voisin. Ce nouveau crédit doit lui servir de s’approvisionner avec des 10 régimes de bananes et la moitié sera affectée à l’épargne. En plus, elle ambitionne agrandir son capital, scolariser ses enfants et construire une maison en dur. Le client remercie grandement l’IMF Hekima pour ses actions en faveur de pauvres exclus de banque classique.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,396,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $5,000 loan helped a member to buy bananas for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 21, 2012
Jun 8, 2012
Currency Exchange Loss:
Oct 15, 2012