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Bardhe has six children, ranging from 27 to 11 years old. Three of her children are still attending school.

She and her husband built a dairy farm some 14 years back. They make cheese, cottage cheese, and yogurt from cows and goats. They have their own animals, but they also buy milk for making dairy products. Their business has been going well so far, thanks to the large clientele in the region that they have been able to establish.

When asked, Bardhe said, “It would have been very difficult financially to raise six children without having a good source of income from the business. And we think we have had it so far. However, we still cannot afford to repair the dairy farm without help from lenders. This is why we are now applying for a loan, with the previous one, that was used to build the farm, having been paid off in full.”

Bardhe and her husband seek lenders in this matter.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 36
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 111.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Bardhe to repair her dairy farm.
100% repaid
Repayment Term
30 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jun 8, 2012
Currency Exchange Loss:
May 17, 2014