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Ros S. is 50 years of age and a widow. She works as part of the local staff at the Ministry of Transportation in Phnom Penh. She has a total of eight children. Three are married and five remain single and in the family home. Two of her children are currently employed as low-earning garment factory workers. She needs a loan to build a better house for her family. She also hopes to have enough left over to invest in pigs for breeding.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ros to build a new house and purchase pigs for breeding.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 30, 2008
Apr 13, 2008
Currency Exchange Loss:
Nov 15, 2009