Vusale is a 34-year-old woman, who is married and has four children. She is a market vendor and sells different kind of goods, such as flour, beverages, macaronis, butter, and candies. She has 10 years of experience and has a deep knowledge of the market and the demands of her clients.
The food products she sells are very popular and in high demand. Her monthly profit from selling food is 130 AZN. Her husband helps buy stock and bring it to the shop. This is the sole financial income for her family. She is a very successful entrepreneur because of her good location in the central bazaar of her home city.
She has applied for a loan of 1000 AZN to buy more food products and diversify the range of goods she offers to meet her customers' demand.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.