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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The borrower is a client of MFI Hekima and the president of theis business group called Tuchukuliane. She is 46 years old, married, and the mother of 11 children, of whom one is deceased. All her children study. Her husband is a teacher. She sells palm oil. She began her business with her own money received from her husband. Later on, she got additional funds through a loan from MFI Hekima, around the year 2002, after the eruption of the Nyiragongo volcano.

She displays her products at the market. She has taken out and repaid 21 loans with the Hekima program. This latest loan will serve to allow her to buy six jerrycans of palm oil for resale. Moreover, she aspires to buy a plot of land and build a nice house. This client salutes Hekima's initiative in its work with poor women who don't have access to conventional banking services.
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La cliente est présidente du groupe d’affaire Tuchukuliane, âgée de 46 ans, mariée, mère de 11 enfants dont l’un fut décédé. Tous ses enfants étudient. Son conjoint est un enseignant. Elle est vendeuse d’huile de palme. Elle commença son business avec son fonds propre reçu de son mari, plus tard, elle bénéficia un fond additionnel de crédit de l’IMF Hekima et cela, vers les années 2002, après éruption du volcan Nyiragongo. Elle installe ses produits au le marché. Il vient de réaliser 21 cycles de crédit dans le programme de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 6 bidons d’huile de palme. En plus, elle ambitionne acheter une parcelle et construire une belle maison. La cliente salut l’initiative de l’IMF Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 35
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,039,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $3,525 loan helped a member to buy six jerrycans of palm oil.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 7, 2012
Currency Exchange Loss:
Sep 15, 2012