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María Del Carmen
María del Carmen, 49, lives with her common-law husband and her children. She has a food stall at the local market and has been in this business for several years. She has much expertise and is always preparing the tastiest of dishes: soups, meats, chicken, rice, and salads, among others. She has many customers because they prefer the rich flavor of her food which is made with quality ingredients, in a hygienic atmosphere and at excellent prices. She is also well-known for her kindness.

María is a visionary and has great goals for the future. She believes success is learning along the way, as this will lead to complete happiness. She wants to expand her business and needs to invest in supplies. So she is requesting a loan from INTEGRAL to buy meat, basic grains, vegetables, beverages, etc. María del Carmen has good credit references and is responsible. She is sure she will pay back the loan while also giving her family a better quality of life.
View original language description ↓
María del Carmen de cuarenta y nueve años de edad vive junto a su compañero de vida y sus hijos; ella se dedica a la venta de comida en el mercado de la localidad, tiene muchos años de trabajar en este negocio y ya tiene mucha experiencia siempre prepara los platillos más exquisitos, sopas, carnes, pollo, arroz, ensaladas entre otros, ya tiene mucha clientela pues la gente la prefiere por el rico sabor de sus comidas que son elaboradas con material de primera calidad, la higiene y por los excelentes precios, además se caracteriza por su gran amabilidad con las personas que compran en su puesto; María es una mujer visionaria con grandes objetivos para el futuro, piensa que el éxito es aprender en el camino porque así la felicidad está completa; ella quiere acrecentar el negocio pero necesita invertir en insumos por eso le solicita a INTEGRAL un crédito que le permita comprar carnes, granos básicos, verduras, bebidas etc. María del Carmen tiene buenas referencias de pago y es responsable está segura que podrá saldar el financiamiento y a la vez darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 618
    View loans »
    El Salvador Loans Fundraising
  • $24,283,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped María Del Carmen to buy meat, basic grains, vegetables, and beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 26, 2012
Listed
Jul 2, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012