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Sonia Elizabeth
Sonia Elizabeth is 42 years old and lives with her life partner Samuel and their 16 year old daughter. She owns a bakery in her home and has a large variety of sweet and savory breads, french breads, quesadillas, small cakes, "cachos" and pies, among others. She is very well known in the area because she makes the best bread with an unrivaled flavor. She also sells in different stores in the area and this has made her clientele increase because they know that all of it is high quality at affordable prices and with excellent service.

Sonia Elizabeth is a woman who is very dedicated to her work. She is always disposed to take advantage of opportunities that are presented to her. She thinks big and puts in the effort to fulfill her dreams. She wants to grow her business by investing in supplies that would increase her production but needs capital support. For this reason she is requesting a loan from INTEGRAL that would allow her to purchase wholesale flour, sugar, yeast, jelly, etc. Sonia has very good payment references and is responsible. She is confident that she will pay back the financing and at the same time bring economic security to her household.
View original language description ↓
Sonia Elizabeth de cuarenta y dos años de edad vive junto a su compañero de vida Samuel y su hija de dieciséis años; ella posee una panadería en el lugar de su domicilio y tiene gran variedad de pan dulce y salado, francés, quesadillas, pastelitos, cachos, tortas entre otros, es muy conocida en la zona pues elabora el mejor pan con un sabor inigualable, comercia también en diferentes tiendas de la zona y eso ha hecho que aumente la clientela pues las personas saben que todo es de calidad a precios accesibles y con un servicio excelente; Sonia Elizabeth es una mujer dedicada a su labor, siempre dispuesta a aprovechar las oportunidades que se le presentan, piensa en grande y se esfuerza por cumplir sus sueños, quiere acrecentar el negocio, invertir en insumos para aumentar la producción pero necesita de un apoyo de capital por eso le solicita a INTEGRAL un crédito que le permita comprar harina por mayor, azúcar, levadura, jaleas, etc. Sonia tiene muy buenas referencias de pago y es responsable confía en que saldara el financiamiento y a la vez llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 695
    View loans »
    El Salvador Loans Fundraising
  • $25,109,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sonia Elizabeth to buy wholesale flour, sugar, yeast and jelly.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 25, 2012
Jul 1, 2012
Currency Exchange Loss:
May 17, 2013