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Reina Beatriz
Reina Beatriz is 33 years old and lives with her life partner and their children. She makes a living as a farmer, and grows corn and sorghum. She has farmed for many years, and this valuable experience helps her to grow the best crops. Her plot of land is located in an agricultural area. Reina Beatriz sells her produce in all of the adjacent districts and already has a large group of loyal customers. These individuals always prefer her produce, since it is high quality and she sells it for very affordable prices—plus her service is unbeatable. In addition to her agricultural activities, Reina Beatriz also has a small store in her house that provides additional income for maintaining her home. Reina Beatriz is very dedicated to her work, and is always ready to work hard so she can succeed. She wants to make the most of her business’s growth so she can increase her production and thus have higher earnings. She needs to invest in supplies but doesn’t have enough capital. That is why Reina Beatriz is asking Apoyo Integral for a loan that will allow her to purchase corn and sorghum seeds, fertilizer, insecticide, and tools. Reina Beatriz has good references and is confident that she will be able to pay off her debt on time. She is also confident that she can provide her family with the life they deserve.
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Reina Beatriz de treinta y tres años de edad vive junto a su compañero de vida y sus hijos; ella se dedica a la agricultura específicamente al cultivo de maíz y sorgo, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas , el terreno de cultivo está ubicado en una zona de incidencia agrícola, ella comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable, adicional a su trabajo en el campo también en su vivienda posee una pequeña tienda que le da ganancias extras para el mantenimiento del hogar; Reina es una mujer dedicada a su labor, luchadora siempre dispuesta a trabajar duro para alcanzar el éxito, quiere aprovechar el auge de su negocio para aumentar la producción y así poder tener mejores ganancias, necesita invertir en insumos pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, sorgo, abono, insecticida, herramienta, etc. Reina Beatriz tiene buenas referencias de pago y está segura que podrá saldar su deuda a tiempo, y a la vez tiene la confianza que podrá darle a su familia la vida que se merecen.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 772
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Reina Beatriz to purchase corn and sorghum seeds, fertilizer, insecticide, and tools.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 24, 2012
Listed
Jul 1, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013