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Martha Delia
On Isla Trinitaria we meet Martha, who sells clothing and cosmetics in the street. She is 37 and is considered to be a very dynamic and talkative person. From this, an idea arose because her family pointed out that she had the charisma to sell. She began by selling products to see if she would get results, and so it was. Now she sells clothing because it is quite easy to go out with and it gives her more profit. She tells us that her products are of good quality, and she sells the dresses at $25, perfumes at $20, and the creams at $20, taking $5 of profit per product.

Martha is a single mother of one child who is 6-years-old and goes to public school. This is why she fights day to day, traveling through the streets and selling. With the loan she has asked for, she will buy products for her business. In the next few years she hopes to have a small shop in order to be able to spend more time with her son.
View original language description ↓
Desde Isla Trinitaria conocemos a Martha quien vende ropa y cosméticos de manera ambulante. Tiene 37 años y se considera una persona muy dinámica y conversona. De allí surgió la idea ya que sus familiares le indicaron que tenía carisma para vender. Empezó con la venta de productos para ver si obtenía resultados y así fue. Ahora vende ropa porque es de más fácil salida y le deja mejores ganancias. Ella nos comenta que sus productos son de buena calidad y vende los vestidos a $25 dólares, perfumes a $ 20 y las cremas a $ 20 teniendo 5 dólares de utilidad por producto. Martha es madre soltera de un niño de 6 años quien asiste a la escuela fiscal es por eso que lucha día a día, recorriendo y vendiendo. Con el crédito que solicita comprara productos para el negocio. Espera en próximos años tener un local para poder dedicarle más tiempo a su hijo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $525 helped Martha Delia to buy perfumes and creams.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 7, 2012
Jun 8, 2012
Currency Exchange Loss:
Feb 20, 2013