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Wilson Ricardo
Wilson has lived in Libertad since he was born 28 years ago. A short time ago he acquired his own home in an area that has water and electricity. There's no sewer or paved street, but he's not giving up hope that at some point the authorities will finish this project. He lives with his wife Bélgica, who is a teacher's assistant in a home day care in Monteverde, an area near Libertad known among tourists for its beaches and gastronomy.

Wilson works in the shellfish business. He owes this profession to his father, who taught him the job and gave him his first boat. He tells us that it was little and a bit run down; but he doesn't complain because it is very useful. Currently he has two craft in which he fishes with his brother, one of fiber and one with a motor. He works from 5 in the morning until 9.

Wilson tells us that, incredibly, in this century there are pirates who rob the catch and the motors from the boats, creating considerable losses. He hopes not to have this problem in the coming years.

With the loan he will buy nets by the meter, gasoline, and a motor to be able to use for parts. With this he hopes to improve his machines and increase his production, because his family depends on him.

His dream for the future is to be able to finish the second story of his house so his children will be more comfortable.
View original language description ↓
Wilson vive en Libertad desde que nació hace 28 años. Hace poco logro adquirir una vivienda propia en un sector donde tiene agua y luz falta el alcantarillado y camino pavimentado pero no pierde la esperanza de que en un momento las autoridades terminen este proyecto. Vive con su esposa Bélgica quien es ayudante de guardianía en una vivienda ubicada en Monteverde, es un sector cerca de Libertad conocido turísticamente por sus playas y gastronomía. Sus hijos tienen 11, 9 y 3 años de edad, los 2 mayores asisten a la escuela fiscal. Wilson se dedica al comercio de los mariscos, esta profesión se la debe a su papá quien le enseño la actividad y le entrego su primera embarcación. Nos cuenta que era pequeña y estaba un poco deteriorada, pero no se queja porque le es de mucha utilidad. En la actualidad tiene 2 embarcaciones de fibra y a motor en las cuales realiza la pesca junto a su hermano. La labor la realizan desde las 5 de la mañana hasta las 9. Wilson nos informa que increíblemente en este siglo, existen los piratas, quienes roban la pesca y motores de las embarcaciones ocasionando considerables pérdidas, espera no sufrir de este problema en años venideros. Con el préstamo comprara redes por metros, gasolina y un motor usado para poder tener de repuesto. Espera con esto mejorar sus maquinas y aumentar su producción ya que su familia depende del él. Su sueño a futuro es poder terminar la segunda planta de sus casa y así poderle dar más comodidad a sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Wilson Ricardo to buy nets, gasoline, and a motor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 7, 2012
Listed
Jun 8, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013