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Erika Lorena
Erika lives in her own home in Duran. It’s a two story cement house that includes basic services. It does not include sewage nor paved roads, but she likes the neighborhood because it’s quiet and includes excellent neighbors. At age 30, Erika is single and has no children. She is a teacher and tells us that she likes children very much, especially during the early stages of their lives where they form the basis of their adulthood. She teaches basic and elementary education at a private school near her home. She also does tutoring in her home, charging $3.00 per hour. Things are going well for her because there are parents who work and are unable to help their children with their homework. She needs a computer because the children need to learn how to use one. Erika is a teacher who is very dedicated to her profession and tells us that her greatest dream is having her own school.
View original language description ↓
Erika vive en Duran en una casa de su propiedad. Su casa es de 2 plantas de cemento y cuenta con los servicios básicos, no hay alcantarillado ni camino pavimentado pero le gusta su barrio por ser tranquilo y tener excelentes vecinos. A sus 30 años, Erika está soltera y no tiene niños, su profesión es la docencia. Nos comenta que le gustan muchos los niños, sobre todo en tan corta edad ya que es en la etapa primaria donde se crean las bases de su formación como adulto. Da clases en una escuela particular por su domicilio a niños de primero de básica. También da clases de nivelación en su domicilio por las tardes cobrando $ 3.00 la hora, le va bien porque hay niños que sus padres trabajan y no los pueden ayudar con las tareas. En la actualidad lo que le hace falta es una computadora porque hay niños que necesitan aprender a usarla por eso solicita el préstamo para la compra de una. Erika es una profesora muy entregada a su profesión y nos menciona que su mayor sueño es poder tener una escuela propia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $23,495,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Erika Lorena to buy a computer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 7, 2012
Listed
Jun 8, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013