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Update on Julia

Julia is a member of the Fortaleza communal bank. She is 40 years old and the mother of 2 children. She has been a member of FINCA Peru for 3 years. She is the owner of a store where she sells agro-chemical products. She is grateful to the institution for the ease of the loans that they offer. She likes being a part of the communal bank since thanks to the trainings she gets there she learned to make good investments in her business. Her goal is to be able to build her own house. She is asking for the loan to invest in buying agro-chemical products (fertilizers)
View original language description ↓
Julia es socia del Bancomunal Fortaleza, tiene 40 años de edad y es madre de 2 hijos. Es socia de FINCA Perú hace 3 años. Ella es dueña de una tienda donde vende productos Agro-Químicos. Está agradecida con la institución por las facilidades de préstamo que le ofrece. Le gusta ser parte de Bancomunal ya que gracias a las capacitaciones que allí recibe aprendió a ahorrar y a realizar buenas inversiones en su negocio. Su meta es poder construir su casa propia. El préstamo que solicita lo invertirá en la compra de productos agro-químicos (fertilizantes, abonos).

Previous Loan Details

Julia, 40, is a member of the village bank Fortaleza. She is requesting a loan to invest in her agrochemical and veterinary business. She is a single mother of an 8 year old son who is in the third grade. The first loan that she got from FINCA Peru was used to increase her capital. She will also ... More from Julia's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 153
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Julia to buy agro-chemical products (fertilizers).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 25, 2012
Jun 8, 2012
Currency Exchange Loss:
Dec 20, 2012