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Henry is 45 years old. He is married and at present lives with his wife and two children. With this loan he plans on buying coffee beans to make a seedbed and supplies to take care of it. He thought of making this seedbed and with the supplies keep it in good condition and sell it in the local market and surrounding areas. This way he will generate more earnings and obtain a better quality of life and economic stability.

This is his first loan with FUDECOSUR. He has not had any loans with other state banks but FUDECOSUR have given him this loan with better services and lower interest rates.
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Henry, tiene la edad de 45 años, está casado, vive con su esposa y dos hijos actualmente. El con el crédito pretende comprar semilla de café para hacer un almacigo y los insumos para su mantenimiento. El tiene pensado hacer este almacigo y con los insumos mantenerlo en buenas condiciones y venderlo en el mercado de la localidad y lugares aledaños y así poder generar más ganancias y obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 500.5
    Costa Rica Colones (CRC) = $1 USD