Emiliana only has a high school education. She currently receives an income by working as an employee for a public entity in the city of La Paz. Emiliana works more than eight hours so that she can cover expenses such as food and basic services. The loan she is requesting will be used to build a retaining wall for her home because the conditions can be very dangerous when it rains. This will also improve her standard of living.
Emiliana dreams of adding more rooms to her house so that she can be more comfortable. This is the first time she is requesting a loan from IMPRO and Kiva.
Emiliana estudio solamente hasta la secundaria, actualmente percibe ingresos ya que trabaja como empleada en una entidad pública de la ciudad de La Paz, trabaja por más de ocho horas ya que debe cubrir los gastos de alimentación y servicios básicos.
El crédito lo requiere para la construcción de un muro de contención en su vivienda ya que en tiempos de lluvia es muy peligroso, de esta forma mejorara su nivel de vida.
El sueño que tiene Emiliana es construir más habitaciones en su casa y tener más comodidad.
Es la primera vez que solicita crédito con IMPRO y KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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