Mauricio is single, and he does not have children. He lives with his parents in a rented house, occupying three rooms. The house is located in the Rosales area of the city of La Paz.
He is currently studying at the University for a Law Career. That is why he is requesting the loan. He wishes to buy a laptop, which would be of great help in his studies. He is currently working over ten hours a day as an employee of a public entity in the city of La Paz.
Mauricio’s dream is to finish his career studies and to improve his income. He wants to do this to be able to get an“anticretico” (a contract to rent property whereby the renter pays the landlord a fixed sum at the start of the rental period in lieu of paying monthly rent; at the end of the rental period, the tenant receives the sum back, in full, from the landlord, thus resulting in rent-free living). This way he could help his parents and save. With the little he earns he can only pay for the family’s basic services. In the future he also wishes to pay for a doctorate in the law.
This is the first time he has requested a loan from IMPRO and Kiva.
Mauricio, es soltero y no tiene hijos, vive con sus padres en una casa en alquiler ocupando tres habitaciones, la misma ubicada en la zona Rosales de la ciudad de La Paz.
Actualmente estudia en la universidad en la carrera de Derecho, es por eso que solicita el crédito ya que desea comprar una laptop que será de mucha ayuda en sus estudios, ya que actualmente trabaja por más de diez horas como empleado en una entidad pública en la ciudad de La Paz.
El sueño de Mauricio es terminar su carrera y mejorar sus ingresos para poder obtener una casa en anticretico y de esta forma ayudar a sus padres y ahorrar ya que con lo poco que gana solo ayuda en pagar los servicios básicos de su familia, también desea a futuro pagar un doctorado en derecho.
Es la primera vez que solicita crédito en IMPRO y KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.