Update on Edith RoxanaEdith is 27 years old, married, and has five children. She has an eatery at the edge of the lake where she sells food from fish to grilled meat. She has always done business and also sells bread going out every day with the baked goods in the morning. She buys fish from the local fishermen and the other part of her inventory is bought in a city from the eastern part of the country.
Edith is an existing KIVA client. Today, she requests a new loan to buy 12 wooden tables and 48 wooden chairs that will be used to equip her cafe. Currently, she cannot offer a place for her clients to eat there, but only for takeaway. With the dining area, she will be able to serve food there with the advantage that it's located at the edge of the lake. It provides enough shade for her clients who prefer eating there instead of takeaway. The loan will provide her with a great opportunity since there are people that buy the food to eat there and they have to sit on some nearby rocks due to the lack of tables and chairs.
She would like to build a covered porch to protect herself from the rain and for the added commodity of her clients in the rainy season.
Edith ya es cliente KIVA, hoy en día esta solicitando un nuevo préstamo para comprar 12 mesas y 48 sillas cada una de madera, que será para equipar el comedor, ya que por el momento no tiene para que los clientes coman ahí, sino solo para llevar. De esta manera la señora podrá servir comida en el lugar, teniendo la ventaja de que el comedor esta ubicado a la orilla de la laguna y con gran cantidad de sombra, para los clientes que prefieran comer en su comedor y no llevar la comida. Ella comenta que se le presentara una gran oportunidad con el préstamo ya que hay personas que compran la comida para degustarla ahí mismo y les toca comer en unas rocas que están en el patio del comedor, por falta de mesas y sillas.
A ella le gustaría construir una galera, para protegerse de la lluvia y para mayor comodidad de sus clientes en época lluviosa.
Previous Loan DetailsEdith, 26, lives with her life partner and four children. For the last three years she’s been preparing traditional meals like turnovers, tamales and fried manioc, among others. She learned this activity from her spouse’s grandmother who taught her. She used to sell cosmetics. To get her ingr... More from Edith Roxana's previous loan »
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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