Ivone is a single mother. She has a young daughter with whom she lives. They live in her parents’ house, occupying two rooms. The house is located in the San Pedro area of the city of La Paz.
She only attended school up to high school. She currently works over eight hours a day as an employee for a public company in the city of La Paz. With the little that she earns she needs to cover the expenses for food and basic services for her daughter. This is the only income that she has.
She needs the loan to repair her house. The walls are in bad shape, and she needs to make her daughter safer. She will need to buy plaster, bricks, and paint. She will also need to pay the bricklayer.
Ivone’s dream is to improve her income and to be able to become independent. She wants to do this to improve her quality of life and that of her daughter.
This is the first time she has requested a loan from IMPRO and Kiva.
Ivone, es madre soltera y tiene una hija pequeña con la cual vive en casa de sus padres ocupando dos habitaciones, la casa se encuentra ubicada en la zona San Pedro de la ciudad de La Paz.
Ella, estudio solamente hasta la secundaria y actualmente trabaja como empleada por más de ocho horas en una empresa pública de la ciudad de La Paz y con lo poco que gana debe cubrir los gastos de alimentación y servicios básicos de su hija ya que es el único ingreso que tiene.
El crédito lo requiere para la refacción de su vivienda ya que las paredes se encuentran muy desgastadas y necesita dar más seguridad a su hija. Necesitará comprar estuco, ladrillos y pintura y pagar al albañil.
El sueño de Ivone, es mejorar sus ingresos y poder independizarse para mejorar su calidad de vida y la de su hija.
Es la primera vez que solicita un crédito junto a IMPRO y KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.