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Hector Luis
Héctor, 24, lives in the city of Ica with his partner and young one-year-old child, who are his reason and primary motive for continuing to work and get ahead in life. In his free time he likes to play soccer with his neighbors and friends and on occasion he prepares scrumptious tallarines rojos (spaghetti with tomato sauce) to share with his family. Unfortunately due to lack of resources he was not able to go to university, but he dreams of doing it some day.

From a very early age Héctor has done a variety of work. He has always been very hardworking, enthusiastic and with great desire to overcome. Currently he works as a driver with his own motorcycle-taxi. He works approximately 12 hours a day during which time he can serve up to 50 customers. He believes that his business is going well owing to the respectful, friendly treatment he offers to his customers.

Héctor is very grateful to the Kiva lenders since, thanks to their help, he will be able to purchase a set of tires, front doors and an awning for his motorcycle-taxi. In this way Héctor will be able to have an vehicle which is outfitted and in good shape with which he hopes to be able to increase his customer base and grow his earnings. Gradually, in the not too distant future, he hopes to be able to acquire another motorcycle-taxi in order to expand his business.
View original language description ↓
Héctor es un hombre de 24 años, vive en la ciudad de Ica con su pareja y su pequeño hijo de un año, quienes son su razón y principal motivo para seguir esforzándose y salir adelante en la vida; en sus ratos libres le gusta jugar futbol con sus vecinos y amigos, y en algunas ocasiones prepara unos riquísimos “Tallarines Rojos” para compartir con su familia; lamentablemente por falta de recursos económicos no pudo estudiar una carrera universitaria, pero sueña con poder hacerlo algún día.
Desde muy joven Héctor ha realizado diversos trabajos, él siempre ha sido muy trabajador, entusiasta y tiene un gran deseo de superación; actualmente trabaja como chofer de su mototaxi propia, él labora un aproximado de 12 horas diarias, en las cuales puede atender hasta 50 clientes, él cree que su negocio marcha bien debido a su trato respetuoso y amable que brinda a sus clientes.
Héctor se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un juego de llantas, puertas delanteras y un toldo para su mototaxi; de esta manera Héctor podrá contar con un vehículo acondicionado y en buenas condiciones, con ello espera poder aumentar su clientela e incrementar sus ingresos y así poco a poco en un futuro no muy lejano desea poder adquirir otra mototaxi para expandir su negocio.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 109
    View loans »
    Peru Loans Fundraising
  • $56,812,550
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD
Expired
A loan of $575 helped Hector Luis to purchase of a set of tires, front doors and an awning for his motorcycle-taxi.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 1, 2012
Listed
Jun 7, 2012
Currency Exchange Loss:
Possible
Expired:
Jul 7, 2012