Edwin is single, and he does not have children. He lives in a rented house, occupying three rooms with brick walls and dirt floors. The house is located in the San Isidro area of the city of La Paz.
Edwin only attended school up until high school. He currently earns income making and selling food by contracts with different businesses. He works over ten hours a day. With this income he needs to cover his expenses for rent, food, and basic services.
He is requesting the loan to buy a motorcycle. This will be a big help to him delivering the food orders, and he will do it rapidly.
Edwin’s dream is to finish his studies and to take a specialized course in international food. He also dreams of having his own location for food in order to improve his income and his quality of life.
This is the first time he has worked with IMPRO and Kiva.
Edwin es soltero y no tiene hijos, vive en una casa alquilada ocupando tres habitaciones con paredes de ladrillo y el piso de tierra, la misma se encuentra ubicada en la zona San Isidro de la ciudad de La Paz.
Edwin estudió solo hasta la secundaria y actualmente percibe ingresos ya que elabora y vende comida a contrato en diferentes empresas, trabajando por más de diez horas al día ya que con esto debe cubrir sus gastos de alquiler , alimentación y servicios básicos.
El crédito lo solicita para la compra de una motocicleta ya que le será de mucha ayuda para repartir los pedidos de comida y de forma rápida.
El sueño de Edwin, es terminar sus estudios y hacer un curso especializado en comida internacional y tener su propio local de comidas para mejorar sus ingresos y su calidad de vida.
Es la primera vez que trabaja junto a IMPRO y KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.