Andrey is involved in gardening, and his 13 year-old son helps him with it. Grapes and cherry trees grows on his garden plot. Andrey needs to purchase mechanized farming equipment and a mower for plowing the land and cleaning up grass weeds on his land plots. This will significantly ease his work. In the near future, Andrey plans to get involved in growing strawberries, install a drip irrigation system and purchase a sprayer. His personal plans include purchase a large truck to transport his harvest to the markets. Andrey needs your help with financing the farm equipment and mower.
Андрей занимается садоводством, по хозяйству ему помогает 13-летний сын.
На его дачном участке растут виноград и деревья черешни.
Приобретение мотоблока и сенокосилки необходимо Андрею для вспашки земли и уборки сорной травы на своих земельных участках. Это значительно облегчит его труд.
У Андрея в ближайших планах - заняться выращиванием земляники, подвести капельный полив и приобрести опрыскиватель.
В личных планах - купить автомобиль большей тоннажности для перевозки собранного урожая на рынки.
Нуждается в вашей помощи для финансирования мотоблока и сенокосилки.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.