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Anna
Anna used to work as an elementary school teacher. She has been a farmer during the last seven years. She is involved in growing dill, parsley and sorrel. To ease her work and not hire workers, Anna decided to purchase a cultivator for plowing land. There are problems with electricity in the village, where she lives, and this is why she needs a diesel generator for continued supply of electricity. In near future, Anna wants to expand her land plots and also to build a greenhouse for growing dill and parsley early. Her personal plans include purchasing a car for transporting product to the market. She needs your help with financing a cultivator and generator.
View original language description ↓
Анна работала в школе учителем начальных классов. В последние 7 лет она фермер. Занимается выращиванием укропа, петрушки и щавеля.
Для облегчения труда и чтобы не нанимать рабочих, Анна решила приобрести культиватор для вспашки земли. В селе, в котором она проживает, есть проблемы с электроэнергией. Поэтому ей нужен дизельный генератор для бесперебойной подачи электроэнергии.

В ближайшее время у Анны есть желание расширить свои земельные участки, а также построить теплицу для раннего выращивания зелени укропа и петрушки.

В личных планах - покупка автомобиля для перевозки товара на рынок.
Нуждается в вашей помощи для финансирования культиватора и генератора.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,000
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,181,775
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD