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Gulmira is 37 years old, married, and is raising two children. Gulmira breeds livestock and this is her family's main source of income. She started her business in 2002 with 5,000 som and, thanks to her hard work, today Gulmira has two cows, five sheep, and one goat. Gulmira also has 0.6 ha of land where she grows potatoes.

With the goal of further developing her business, Gulmira applied to Bai Tushum & Partners for a loan of 40,000 som (KGS) for the purchase of mineral fertilizers and potato seed. Gulmira plans to invest the income from her loan in the further development of her business.
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Гулмире 37 лет, замужем, воспитывает 2 детей. Гулмира в качестве основного источника дохода для своей семьи, занимается разведением скота и полеводством. Начав этот бизнес в 2002 году с суммы 5,000 сом, благодаря упорному труду на сегодняшний день Гулмира имеет в хозяйстве 2 коровы, 5 овец, 1 козу, а также 0,6 га земли, где она выращивает картофель. В целях дальнейшего развития своего бизнеса, Гулмира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на покупку минеральных удобрений и семян картофеля. Доходы от кредита Гулмира планирует вложить в увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Gulmira to purchase mineral fertilizers and seed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 11, 2012
Jun 9, 2012
Currency Exchange Loss:
Jun 17, 2013