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Mrs. Sai M. is 35 years old and earns about $4 a day raising pigs and growing rice on her farm. Her husband, Mr. Lao Siem, makes a living raising fish, and makes around $3 a day. They have three children who help their mother farm. They have applied for a loan to buy a grinding mill that they can use and also rent out to their neighbors. Mrs. Sai plans to use the additional revenue generated by the mill to support the family and buy fertilizers to use on her farm. (Picture: husband and wife)

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sai to buy a grinding mill and fertilizer.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 27, 2008
Apr 12, 2008
Currency Exchange Loss:
Jan 15, 2009