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Chhavy (pictured above) is 33 years old and her husband, Vuthy, is 32 years old. They have been married since 2005 and they have one son who attends school and one daughter who is still young. The family lives in a village about 25 kilometers from Phnom Penh City.

Chhavy sells fish that her husband catches. Her husband is a fisherman and a rice farmer. In addition, she runs a tailoring business.

Chhavy wants to build her own house to live in because she is staying with her parents. Hence, she is applying for a loan of $1,300. With the house, which Chhavy will build with money from the loan, she will stay separately from her parents.

Additional Information


MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 331
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Chhavy to finish building her house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 6, 2012
Currency Exchange Loss:
Jun 17, 2014