Ngim (in the photo) is a widow with five sons and two daughters. Six of her children are married; five live in separate homes and the others live in the family's home. She lives in a village about twenty kilometers South of Phnom Penh City.
Ngim sells pork. She buys the pork from a Phnom Penh market and transports it on her motorbike to sell in her local market. Unhappily, her motorbike is old and often breaks. She spends lots of money to make the necessary repairs.
Facing this, Ngim has decided to ask for her second loan in the amount of $1,500 to buy a new motorbike. She will also use a part of the loan to connect her house to private water utility service. By connecting to private water utility service, she will have clean water to use.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.