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Sien is 53 years old. She is married and blessed with one child in Kampong Cham Province, Cambodia. She has been involved in cultivating rice and cassava for more than twenty years, earning approximately $7 per day. Her husband helps her run the business. Her child is employed in a garment factory and earns about $3 per day. In order to improve her family’s livelihood, Sien is requesting a loan of $1,200 to purchase fertilizer and cassava plant to cultivate. This money will help her expand her business and earn more money to support the family. In the future, she would like to expand her business in order to generate more profit to support the family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 282
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sien to purchase fertilizer and cassava plants to cultivate.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 11, 2012
Jun 6, 2012
Currency Exchange Loss:
Jul 17, 2013