This is 27-year-old Miniru. He is married and has 2 children aged 3 and 6 years. He has one additional dependent, who lives with him to help a younger brother with his education. In 2007, Miniru established his provision and drinks business. He began his business after dropping out from school, to enable him to be independent. Working 7 days a week and 11 hours a day, he earns about 1,000,000 SLL every month from this business. He would like a loan in the amount of 4,500,000 SLL. Miniru has already received and successfully repaid 2 loans, and now requires a new loan in order to add to his stock. He hopes that this loan will enable him to increase his monthly profits by approximately 300,000 SLL. In the future, Miniru plans to move his business from a kiosk to a concrete shop. He thanks you for your support.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.