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Zoila Emperatriz
In the Crucita area of Portoviejo the members of the Crucita Community Bank get together. This area is known for the beautiful beaches surrounding this lovely place. The beaches are very visited by local and foreign tourists and is known as "Crucita the Beautiful".


Here we met Mrs. Zoila. She is 45 years old, married, and has two children from this union. One of them is older and her younger daughter is 11 years old and studies in secondary school and still lives with her. Her husband works fishing but only in some seasons.


Our friend is a housewife who works selling Avon products (beauty products, cosmetics, perfume, and ladies' accessories) in order to earn her own money and help her husband with the expenses of the home. She works three days a week for two to three hours a day. She sells her products on credit and collects weekly. She has been doing this work for more than 5 years and it is going very well for her. She shared with us that she sells the most of the perfume and cosmetics, and she says they are very good.


This loan is for buying perfume, lotion, cosmetics, and other items. She has been with the Community Bank for more than 10 years and she likes it because the payments are easy to make. Her dream is to give her daughter all the best.

View original language description ↓
En la parroquia crucita del cantón Portoviejo, se reúnen las socias del Banco Comunal Crucita, esta localidad se la conoce por sus hermosas playas que rodean este lindo lugar y que son muy visitadas por turistas nacionales y extranjeros, se la conoce con el nombre de “Crucita la Bella”.

En este lugar conocimos a la señora Zoila, tiene 45 años de edad, está casada y de esta relación tienen dos hijos, uno de ellos ya es mayor de edad, la menor tiene 11 años y estudian en colegio y es la que aun vive con ella. Su esposo se dedica a la pesca pero en temporadas.

Nuestra amiga es un ama de casa que para obtener sus propios recursos y con esto ayudar a su esposo con los gastos del hogar se dedica a la venta de productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas al día, deja sus productos a crédito y cobra cada ocho días. Tiene más de cinco años que se dedica a esta actividad y le va muy bien, nos cuenta que lo que más vende son los perfumes y cosméticos ya que según dice son muy buenos.

Este crédito es para comprar perfumes, cremas, cosméticos entre otras cosas. Lleva más de 10 años en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es darle lo mejor a su hija.



About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Zoila Emperatriz buy perfume, lotions, cosmetics, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 29, 2012
Listed
Jun 7, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012