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Las Musas Group
In this Group: Dina, Brenda, Carmen
The Muses Group is made up of three hard-working, entrepreneurial women. One of them is Lyna, who for ten years has worked in the elaboration and sale of "nacatamales," a typical food composed of pork and corn. She also sells clothing. She will invest this loan in corn, pork, firewood and clothing.

The other members are Brenda who has sold used clothing for the past year and Carmen who has had a mini-bookstore for a year.
View original language description ↓
El grupo las Musas lo conforman tres mujeres trabajadoras y emprendedoras una de ellas es Lyna quien desde hace 10 años se dedica a la realización y venta de nacatamales comida típica a base de cerdo y maíz; además comercializa ropa. El crédito lo invertirá en maíz, cerdo, leña y ropa.
Las otras integrantes son Brenda quien vende ropa usada desde hace 1 año y Carmen tiene una mini librería desde hace 1 año.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Musas Group's $650 loan helped a member to buy corn, pork, firewood and clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 10, 2012
Jun 7, 2012
Currency Exchange Loss:
Oct 15, 2012