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Iljet is in her sixties, married, with three married sons with children of their own. She and her husband live a quiet life on the city’s outskirts. All of their children with their families live in Greece. For over seven years, Iljet has had a cow for milk and a horse to pull the plow. The cow she currently has is getting old now and she is requesting a loan to buy a cow with its calf to supply milk for one of her sons and his family who are returning home, now that the economy is proving to have challenges in Greece.

In the past she has borrowed twice from VisionFund Albania, however, she has successfully repaid the loans in full. She says, “I have worries when I owe and I can’t sleep well until the installment day comes to pay my portion. I feel relieved afterwards.”

She thanks all KIVA lenders in advance.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 35
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 111.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Iljet to buy a cow with a calf.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 6, 2012
Currency Exchange Loss:
Jul 17, 2014