Kindly note, that visiting this wonderful and loving family, it was a total shock for me, the writer, to see how they lived. I guess I was not strong enough to prevent my tears from running down.
Hamit has been collecting scrap metal for cash. In addition, he has two saws and he is an animal lover. He sells piglets to the locals. Talking about the animals he said, “When they give birth to the little piglets, I sleep with them at the stable, for almost two months, to look after the babies and the mothers.”
This is Hamit’s third loan and he is requesting it because he wants to build a one-room house with a toilet and a kitchen. In the past he has proved his responsibility; he has paid off the full amount of the loan and on time. Hamit and his wife seek Kiva lenders’ appreciation in this matter.
More information about this loan
Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.
About VisionFund AlbaniaVisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid