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Bernice is a 36-year-old married woman with four children between the ages of 4 and 16 years. She lives at Teshie.

She sells provisions such as milk, Milo (a chocolate milk powder), soap, sugar and soft drinks. She has been selling these products for five years. She operates her provision store in the community.

She needs an amount of GHS 350, which she will use to buy goods for sale.

This is her first loan and it could make a profit of $32 monthly. She will use the profit to support her family.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,588,250
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Bernice to buy goods to sell at her grocery shop.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 7, 2012
Currency Exchange Loss:
Sep 15, 2012