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Nina is a widow. She has two grown-up children. Nina lives in the city of Korolyovo, and works with selling food products. Her retail outlet is at the very center of the market, and the competition is not large. Nina has worked in this area for only two years. She has products worth around 50,000 hryvnia, her gross income is around 18,000 hryvnia and the net income around 5,000 hryvnia.

Nina needs a loan of 10,000 hryvnia in order to increase the assortment of products, mainly cereals and bakery products. By increasing the volume of products sold, Nina can also increase her income. Her further plans are to stepwise expand her outlet and increase her turnover.
View original language description ↓
Нина – вдова. У нее две взрослые дочки. Нина живет в городке Королево, занимается продажей продуктов питания. Ее торговая точка находится в самом центре рынка, конкуренция небольшая. В этой сфере Нина работает только 2 года. В товаре у нее 50 000 гривен, валовый доход составляет 18 000 гривен, чистая прибыль – около 5 000 гривен.

Нине необходим кредит в 10 000 гривен для того, чтобы увеличить ассортимент продуктовых товаров, а именно круп и мучных изделий. За счет увеличения объемов реализуемых товаров Нина сможет увеличить и свой доход. В ее дальнейших планах – постепенное расширение торговой точки и увеличение оборотов.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 0
    View loans »
    Ukraine Loans Fundraising
  • $6,250,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Nina to increase the assortment of food products for sale, mainly cereals and bakery products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2012
Jun 9, 2012
Currency Exchange Loss:
Oct 15, 2012