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Olga
Olga is married. She has been living in Kamenka for most of her life. In this primarily agricultural region of the country there are few employment opportunities. Most people in the region do farm work. Olga decided to focus on selling farm supplies: seeds, chemicals, plastic film for hothouses, etc.. Olga’s husband helps her in this business in every way. She and her husband have three sales points: one in Znamenka and two and Kamenka. Olga has been in this business for 11 years already. Her monthly sales volume from one sales point is presently around 70,000 UAH.

Olga has turned to Kiva for a loan in the amount of 20,000 in the hope to invest these funds into stocking up on agricultural supplies, such as seeds and fertilizers, for later resale. Buying seasonal supplies will allow Olga to increase her sales volume and earn an additional income, allowing her to continue growing her business. Olga does not want to stop there, and plans in the future to expand her business and sell agricultural machinery, mini-tractors etc.
Note: this case description is in Russian.
View original language description ↓
Ольга – замужем. Она живет в Каменке большую часть своей жизни. В преимущественно сельскохозяйственном регионе страны мало вариантов для трудоустройства. Большая часть населения занимается фермерским делом. Ольга же решила посвятить себя торговле сельскохозяйственными товарами: семенами, сельхозхимией, пленкой для теплиц и т.д. В этом бизнесе Ольге всячески помогает супруг. У них с мужем три точки для торговли: одна в Знаменке, 2 – в Каменке. Ольга занимается этим бизнесом уже 11 лет. Ее ежемесячный оборот с одной точки на данный момент составляет около 70 000 гривен.

Ольга обратилась в КИВА за кредитом в размере 20 000 гривен в надежде вложить полученные средства в закупку партии сельхозтовара, а именно приобрести семена и удобрения для последующей реализации. Закупка сезонного товара позволит Ольге увеличить оборот и получить дополнительную прибыль, тем самым предоставив возможность еще больше развивать свой бизнес. Ольга не хочет останавливаться на достигнутом и планирует в дальнейшем расширяться и торговать мототехникой, минитракторами и т.п.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 0
    View loans »
    Ukraine Loans Fundraising
  • $6,250,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Olga to stock up on farm supplies, particularly seeds and fertilizers, for later resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 8, 2012
Listed
Jun 8, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012