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Jose
José is single, and he has no children. He lives in his aunt’s house, and he occupies only one brick room with a dirt floor. The house is located in the Rió Seco area of the city of El Alto.

José works as a salaried drives from Mondays to Fridays for over eight hours. He gets other income because he works the week-ends as a referee at different soccer fields. With the little he earns he needs to cover the food expenses and basic services.

That is why his is requesting the loan. He does not have enough to pay for his studies. He wishes to use the loan to pay for upper level courses in computer science.

José’s dream is to have his own vehicle. He currently works into the late hours of the night, and it is very dangerous. He also wishes to finish his studies in order to improve his income and his quality of life.

This is the first time he has worked together with IMPRO and Kiva.
View original language description ↓
José, es soltero y no tiene hijos, vive en casa de su tía ocupando solo una habitación de ladrillo y el piso de tierra, la casa esta ubicada en la zona Rió Seco de la ciudad de El Alto.
José trabaja como conductor asalariado de lunes a viernes por más de ocho horas, también obtiene ingresos ya que los fines de semana trabaja como arbitro en diferentes canchas de fútbol, y con lo poco que gana debe cubrir los gastos de alimentación y servicios básicos, es por eso que solicita el crédito por que no le alcanza para pagar sus estudios y con el crédito que solicita desea pagar cursos superiores de informática.
El sueño que tiene José, es tener su vehiculo propio ya que actualmente trabaja hasta altas horas de la noche corriendo muchos peligros, también desea terminar sus estudios y de esta forma mejorar sus ingresos y su calidad de vida.
Es la primera vez que trabaja junto a IMPRO y KIVA.

Additional Information

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $2,817
    Average annual income
  • 107
    View loans »
    Bolivia Loans Fundraising
  • $29,131,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose to pay for upper level courses in computer science in order to improve his income and his quality of life.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 9, 2012
Listed
Jun 7, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013