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Aucileadora Genara
Aucileadora lives in the Fortín zone north of Guayaquil. Four years ago she was able to begin the construction of her home, which is made of cement and has electrical and water service. In Fortín, there are many services the residents do not have, such as sewer systems and paved streets. Aucileadora is 30 years old and is married to Segundo, who works as an operator at a gas station. They have two children who attend a state school. She has a grocery store located in her home where she provides her customers with rice and sugar that she sells by the pound, groceries, cleaning supplies, meat, chicken, etc. She opened the business with the help of her husband since she was a housewife but wanted to contribute to the household finances. She has had the business for a year, and it is going very well for her, since she has many customers. She opens the store from 8 in the morning to 10 at night and tends it herself. She likes her business a lot because she can have the necessary time to raise her children and help them with their homework. With the loan she will buy merchandise to have in stock. Aucileadora tells us that her dream is to open a branch with which she will have more sales and improve her economic situation.
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Aucileadora vive en el Fortín zona Norte de Guayaquil. Hace 4 años pudo empezar la construcción de su domicilio el cual es de cemento y cuenta con el servicio de agua y luz. En el Fortín faltan muchas obras para sus habitantes como el alcantarillado y camino pavimentado. Aucileadora tiene 30 años y está casada con Segundo quien trabaja como Operario en una gasolinera. Tienen 2 hijos quienes se encuentran estudiando en la escuela fiscal. Ella tiene una tienda de abarrotes ubicada en su domicilio donde provee a sus clientes de arroz, azúcar que vende por libra, víveres, artículos de limpieza, carnes, pollos etc. el negocio lo abrió con la ayuda de su esposo ya que era ama de casa pero deseaba contribuir con la economía del hogar. Tiene un año con el negocio y le va muy bien pues tiene muchos clientes. Abre la tienda desde las 8 de la mañana hasta las 10 de la noche y realiza la atención sola. Le gusta mucho su negocio porque puede disponer del tiempo necesario para la crianza de sus hijos y ayudarlos con sus tareas. Con el crédito comprara mercadería para tener en stock. Aucileadora nos comenta que su sueño es abrir una sucursal con la cual tendría más ventas y mejoraría su situación económica.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $875 helped Aucileadora Genara to buy rice, sugar, and foodstuffs for her store.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 6, 2012
Listed
Jun 7, 2012
Currency Exchange Loss:
N/A
Expired:
Jul 7, 2012