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Mi Niño Jesus De Iv Programa Group
In this Group: Giuliana, Jacquelin Cristina, Patricia Hellen, Sara Celina, Ricardo, Ruth Nancy, Emma
Giuliana, who is 34 years old, is one of the members of the group "Mi Niño Jesus de IV Programa". The group was formed over a year ago and has 7 members who work and fight day after day to improve the financial situation in their homes.

An example of this is that Giuliana, who has three children that are minors, works daily to tend the small bookstore in her house. With the earnings from the sales she can provide an education to her three children. It should be mentioned that she is the only person who sustains her home economically.

She will use the loan to invest in the purchase of school supplies to make her business bigger.

Sra. Giuliana is on the 4th from the left, in a red jacket and black shirt.
View original language description ↓
La señora Giuliana tiene 34 años de edad y es integrante del grupo “Mi niño Jesús de IV Programa” conformado por 07 personas desde hace más de un año, todos ellos muy trabajadores y emprendedores. La señora Giuliana es madre de 03 niños, todos ellos menores de edad y en etapa escolar. Ella dedica su tiempo diario a atender y administrar su pequeña librería, con los ingresos por las ventas puede darles educación a sus 03 hijos; cabe mencionar, que ella es el único sostén de su hogar. El préstamo lo invertirá en la compra de útiles escolares para poder ampliar su negocio.
La señora Giuliana es la cuarta de la izquierda, viste casaca roja y polo negro.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 126
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mi Niño Jesus De Iv Programa Group's $1,900 loan helped a member to buy school supplies for her library.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 1, 2012
Jul 9, 2012
Currency Exchange Loss:
Nov 15, 2012